Thank you for contacting Fresh Start Modification, Inc. regarding your current financial situation.  Please contact us to receive your loan modification package.  Return the completed loan modification package to us, along with a copy of the following documents.  Once received we will begin loan modification process.

LOAN MODIFICATION CHECKLIST

                   ____   Copy of most recent mortgage statement

 
                         ____   Pay Stubs for 2 most recent months

                  ____   Bank statements for 2 most recent months (ALL PAGES)

                  ____   Tax Returns & W-2’s  for previous 2 years

                  ____   Photo ID for each borrower on the mortgage

                  ____   Copy of Homeowners Insurance Declaration Page

                  ____   Copy of Real Estate Tax bill

                  ____   Fully completed Application

                  ____   Completed detailed explanation of hardship

                              ____   Loan package from previous refinance or purchase