Fresh Start Modification, Inc.
is affiliated with

Cliffco Mortgage is a family-owned and operated business and for the last twenty years have been serving clients with a personal touch throughout the great states of New York, Connecticut and Florida, with extra special care given to our highly valued clients in our business backyard: Nassau and Suffolk Counties, NY.

Through dedication, excellent service, appropriate product offerings and excellent pricing, we have earned an outstanding reputation among real estate professionals, builders, financial professionals including accountants and financial planners, and of course, our valued customers, the homeowners of NY, CT and FL. At Cliffco, we believe in the goodness and value of helping families and individuals achieve and preserve the dream of home ownership.

First and foremost we are consultants and educators, apprising and educating homeowners and would-be homeowners about the real estate and mortgage markets in general, and the ever-changing and labyrinthine rules surrounding home ownership and mortgage acquisition specifically. Our clients appreciate the time and effort we make to help them understand the sine qua nons of home ownership and becoming a mortgagor. We offer a variety of loan products for both residential and commercial prosperities. Our loan products include FHA, VA, and Government Sponsored Enterprises (GSE), Jumbo mortgages, reverse mortgages, commercial loans and equity release now options.